Stephen Wanjala

Executive Director. Housing and Development Finance Consultants (Africa) Ltd.

Stephen Wanjala serves as the Executive Director for Housing and Development Finance Consultants (Africa) Ltd, oversees the design and implementation of innovative projects in the affordable shelter finance in Africa, leading initiatives to promote action research in housing finance programs and stimulating investment in the affordable housing finance sector. His responsibilities include implementing HDFC’s Africa strategy for market driven initiatives, including sustainable housing finance and the development of retail product linkages with MFIs, Cooperatives, Commercial Banks and other retail financial service providers. He has conducted programme assessments, including a diagnostic of the Housing Finance Bank, World Bank, UNOPS, Bank of Tanzania, National Treasury of South Africa, Botswana Housing Corporation among others. He has supported at the board level, providing strategic and organizational guidance to a number of organizations, including Housing Finance Finance of Uganda, World Bank, UNOPS, Habitat for Humanity, South Africa Housing and Infrastructure Fund, National Treasury of South Africa, Cowater International - Cities and Infrastructure for Growth Zambia, Botswana Housing Corporation, Teba Bank now U-bank, ECDC, FSDT, Bank of Tanzania, Oiko Credit, CIDA, and The Swiss Capacity Building Facility for Great Lakes for Rwanda and DRC) for Affordable Housing Product Development and Pilot Implementation.


He has more than 28 years of experience in the financial sector, including extensive work experience in housing finance and development finance. He has worked all over Africa and Middle East and outside of Africa. He has been a leading expert in housing finance in Africa, and is known for his expertise on the finance and regulatory components. In Africa, he been involved in various Market research various agencies on the housing development and housing finance environment for the Informal sector in Africa. In Uganda, Tanzania, Rwanda, Ghana, DRC among other countries he initiated the country’s first Incremental housing finance programmes, and currently serves as an adviser on Affordable housing programs to various agencies.


He is also responsible for sourcing capital both for Project finance and End user finance to bring Incremental Housing Finance solutions to scale. Mr Wanjala is a Development Finance Specialist with hands on experience in Development finance with 18 years’ experience in Incremental Housing finance operations. Stephen has worked in over 26 African Countries.

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